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Discount Plans vs. Insurance

A discount dental plan is designed to make taking care of your oral health simple and affordable. Unlike dental insurance Discount Dental plans do not require claim forms, do not have limitations on treating pre-existing conditions, have no waiting periods, do not require referrals to visit a specialist, and do not have annual maximums. Members simply visit one of thousands of participating providers and present their membership card to save on their dental treatments.

Discount dental plans bring together a group of dentists, referred to as a network, that have agreed to discount their fees to plan members, much like a retail buying club (Sam's, Costco, BJ's, etc). As a result, members of discount dental plans pay much less for services when seen at a participating provider.

Because there is no plan maximum with a discount dental plan, you can take care of your oral health all year long while continuing to save. Discount dental plans offer savings on most preventative and restorative dental treatments, such as cleanings, x-ray's, fillings, root canals, crowns, bridges, dentures and much more. Some plans also offer discounts on orthodontic and cosmetic work as well. Members of discount dental plans pay up to 60% less for these treatments.

Claim Forms Waiting Period Health Restrictions Annual Maximum Monthly Premium
Discout Dental Plan No No No No No
Dental Insurance Yes Yes Yes Yes Yes

Now that you have a better understanding of what a discount dental program is and how it can benefit you and your family, joining the ALL Care program is fast & simple. Once you enter your zip code we will list participating dentists in your area, the savings you can expect to recognize and quickly & easily enable you to join our program.

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